If you are buying or selling a home, a home warranty can protect your budget.

With a home warranty like the one at First American, you have more protections than buying a product directly from the manufacturer. If you need additional repairs on your home, you may be able to negotiate a lower price, which means less money out of your pocket.

How to Get a Home Warranty

The homeowner’s insurance industry does not require the homeowner to get a home warranty, and most insurers will not allow the policy to cover repairs outside of the warranty period. In other words, you can’t get a home warranty if your insurance does not cover it.

You can get a homeowner’s insurance policy that covers repairs beyond your policy’s coverage period.

You may be able to get a homeowner’s insurance policy that covers repairs beyond your policy’s coverage period. You may be able to get a policy that covers repairs after your policy expires. That’s because the terms of the insurance policy and the terms of the repairs are negotiated and set at the time of policy approval. When you renew your policy or buy an insurance policy, you may be asked about whether you want to renew or buy the coverage.

What is my responsibility if a fire occurs?

Depending on the nature of the fire and the time between the fire and your insurance claim, you can be held responsible for up to $250,000. If the fire is intentional, you can be held responsible for up to $250,000 for each person who was present at the fire. For example, if there are eight people present at the time of the fire, and at least one person caused the fire, you may be held responsible for the entire cost of repairs. Where do I report a fire? Call (888) 226-7768, ext. 556, within 24 hours of the fire or contact your provider, which will need the address, description, and type of fire damage to start the reporting process. For more information, please refer to your provider’s list of reporting points. What do I need to know about insurance? You will need insurance for all repairs to your home. For more information, please refer to your provider’s list of reporting points. Do I have to remove my name from the directory after I have a service call? When calling the department, do not forget to give your name and contact information. Also, be sure to include the address, phone number and a description of the incident. Will I be billed for calling a fire department? While you will not be billed for calling a fire department, if you want to make a specific request that is beyond the scope of the directory, you should contact the department directly. We can arrange a different way to pay your bill for the requested service. How long do I have to remain in the directory? You can stay in the directory for as long as you like. If you leave the department, you will no longer be able to submit reports. How do I register for a new name? Registering a new name takes 30 minutes

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